venerdì 21 marzo 2008

A number of reasons given by the Russian property investors for their orientation to Bulgaria, as shown in the Russian "Digest Nedvijimosti"

Recently a representative of the Bulgarian National ?Real Properties? Association mentioned in an interview that oil companies from Russia, Great Britain and Israel show interest in the building of closed-type residential complexes near Varna. According to him, there are five complexes in process of construction, which are going to be used by the said companies, and besides their Black sea coastal invasion the oil investors have shown interest in the Pamporovo mountain resort and the picturesque villages of Arbanasi and Bojentsi.

The oil corporations are a fraction of the foreigners who recently have been interested in Bulgaria, wrote ?Digest Nedvijimosti?. The demand is multifarious and not only for closed-type residential complexes. As a whole the geography of the foreign buyers in the country is very diverse, commented the Digest.

Psychological comfort +28 degrees Celsius

Only recently an internet launched an inquiry asking the participants why they would choose to buy properties in Bulgaria. Some of the answer options included business in Bulgaria, that Bulgaria is already in the European union and is easy to travel throughout Europe from there, that the country is a profitable and still not too expensive investment and others. However the unbeatable number one answer was: ?I like the country - it has sun, sea and mountains?.

This leads us to question ourselves ? maybe the time has come when price would not be the most important factor when choosing to make an investment.

Bulgaria has lot of natural advantages over its competitors ? mostly over the hot Mediterranean. The climate is much softer. The summer temperatures rarely rise above +28 degrees Celsius. And the water may heat up to 25 degrees above zero. Now add the ecologically clean sea and the almost perfect sandy seabed.

During the winter the geographical disposition of Bulgaria guarantees a stable snow blanket in the mountain resorts.

The last dry winter resulted in many ski resorts throughout France, Austria and Switzerland not being able to open the season, while the Bulgarian Pamporovo and Borovets were working at maximum capacity, and the administration of Bansko (declared by well-known German ?Die Zeit? newspaper to be the most important ski resort in Eastern Europe) announced that the city had been visited by one million tourists.

One should not overlook that Bulgarians and Russians have the same faith. The common past of the two nations allows them to speak one language both literally and metaphorically speaking.

This is why Bulgariahas remained one of the destinations most sought after on both the Russian tourist market as well as the real estate market, in which the Russian investors are growing more and more interested.

Constantly rising prices

Until recently the Bulgarian destination used to be described on the Russian market as inexpensive. But today the dream for cheap Bulgaria seems unreal. The word ?inexpensive? might be better replaced by ?advantageous?.

Given the mad buy-out of different kinds of real estate properties, for the purpose of living, or for letting under rent, with commercial purpose or with the intention to resell in the future, the prices keep rising (for the last 5-6 years in some regional centers they have jumped with 150-200%, and somewhere the rise was as sharp as 350%).

The prices will keep rising now, when the country is already part of the EU. BBC for example recently quoted British analyzers saying that the price of the land in Bulgaria will rise almost 10 times, due to the changes in the Bulgarian legislation made in order to comply with the European requirements and regulations; therefore now would be the best time to buy land.

The increase of the real estate prices for year 2006 reached an average of 8-15%, for year 2007 an estimated 20% is expected.

According the consultancy company ??lliers International the residences in Sofia have not increased dramatically. However some not so well-known locations, which suddenly become known as a resort or balneology center quickly become popular and prices there double or triple in the matter of months.

Despite this the Bulgarian correlation euro per square meter does not appear to be shocking to anyone. According to a recent research by ?R? Real Estate the prices in Sofia are the lowest among European capitals. A two-bedroom apartment of 85 sq.m. costs approximately 78 thousand euro, while in Berlin it would be 180 thousand euro, in Lisbon - 185 thousand euro, in Vienna - 231 thousand euro, in Madrid ? 357 thousand euro and so on.

The community of the foreign investors

The first places in the list of foreign investors in Bulgaria are held by Irish and Britons, who have acquired extensive experience in real property investment gained in Spain, Portugal, the Czech Republic, Cyprus. Some analyzers suppose that some 50% of the real property deals in Bulgaria are concluded by British nationals. And, according to an inquiry performed by the ?McAnthony Realty?, 13% of the Englishmen have expressed willingness to invest in the newly-admitted Romania and Bulgaria.

In 2001 foreign nationals invested in Bulgarian properties approximately 14 million euro, while at the end of 2005 the investment totaled 320 million euro. For the year 2006 specialists say that the total investments in real properties were approximately 10 billion euro, 2.5 billion of which were contributed by foreign nationals. And these figures should be assessed taking into consideration that the deals are generally not concluded at the real price, but on the tax authorities? defined base price.

Foreigners have brought not only money in Bulgaria. Thanks to them the volume and quality of the constructions has substantially improved, as well as the level of the offered services. Probably not all from the thousands of Bulgarian real estate agencies meet the international standards but the drive to ensure better service can already be seen.

The appearance of large holiday- and closed-type residential complexes

with their own infrastructure is an achievement of the recent years. Earlier only houses within the city limits were considered to be prestigious, and it was not rare to see a magnificent villa outside the city, and another one right next to it, built back in the socialist era, already falling apart. Now the villa zone around Sofia is just as luxurious as the Podmoskovie region is for Moscow.

There is also interest in old village houses located 10-15 km. from the sea in ecologically clean regions. There is also demand for lands located in not as renowned resort centers, but suitable for build-up of hotels and holiday settlements. There is also interest in the mineral springs and the areas in proximity. And this is just a small fraction of the entire real estate market, which foreign nationals take interest in.
Busy by the sea

The most sought after locations on the Bulgarian real estate market remain the developed Black sea cities of Burgas and Varna (and their regions with the famous resorts of Sunny Beach and Golden Sands. It is not a coincidence that the prices per square meter in these cities are among the highest in the country. Only the capital city, where the real properties are the most expensive, stands in their way to the first place.

In the autumn of 2006 the average price per square meter in Bulgaria was 529 euro, while in Burgas and Varna ? respectively 755 euro per square meter and 820 per square meter.

Better than the mountain is only the mountain

The second most popular segment of the real estate property market in Bulgaria comprises the residences in the mountain resorts. The numbers of the visitors in the winter resorts of Pamporovo, Borovets, and especially Bansko are certainly not less than the ones coming to the summer resorts of Sunny Beach, Golden Sands and Albena.

The private-owned and already half-way reconstructed Pamporovo, Borovets and the East-European Mountain Mecca ? Bansko, attract a large number of foreign investors. The Russian investors for now are almost in last place, but as Plamen Grozdanov, Bulgaria?s Ambassador in Russia said ? there are Russian ?settlements? already appearing in Bansko too.

A part of the modernization program of the resort is the realization of building projects in the neighboring Razlog. In the long perspective these locations will blend in a single ?Razlog-Bansko? resort area de luxe, with its own SPA centers and golf-courses.

The construction of new residential buildings is the main drive in the development of Bansko. For the last year only the volume of residential areas in process of construction in the Bulgarian mountain zones has practically doubled and this is mainly due to Bansko. Respectively the prices closely follow the average European prices of 1200 - 1400 euro per square meter in a contemporary holiday resort.

Countryside

The Russians have not tuned in to the wave of the ecological tourism yet, while the west-Europeans, tormented by the civilization, fully appreciate its advantages. This is why British, Scandinavian and German nationals have been actively buying out houses and lands in Bulgarian villages ? while 10-15 km away from the coastline seem to a Russian to be desperately far, the West-European has no problems.

The admirers of peace, fresh air, and the healthy way of life are also numerous, so recently some village areas, especially in the area of the Central Stara Planina, the Rhodopes, etc have experienced a swift development.

The prices of the real properties constantly rise, but not as drastically. And they start low, since until very recently a decare of land could be bought for 50-100 euro.

Investing in health

Until recently the most attractive investment was considered to be the one in the already developed resort complexes both on the coast and in the mountain, while the real boom is currently in the sphere of the balneology.

Judged by the concentration of mineral springs, Bulgaria is among the first in Europe. The country has between 500 and 2000 springs, but 30% are being used currently and the remaining ones are patiently waiting for their new users. Besides being so numerous, the springs are scattered throughout the country, so that the investor will be able to combine a SPA center with sea or mountain or a SPA center with country- or ecological tourism.

As was said by the chairman of the Bulgarian National Balneology and Tourism Association ? Tsveti Milanova ? ?attracting foreign investors is a priority of the association and a specific department has been opened for this purpose. The specialists in this department are ready to give complete and thorough information regarding the composition of the mineral waters of a respective spring, the condition of the infrastructure, and even assistance in the preparation of required documents?

The first to discover the balneology segment were the British and Irish nationals, afterwards came the Germans. More and more frequently French and Israelis appear, as well as Russians. So the Bulgarian specialists are already talking for a ?healthy investment boom?.

Offices

Despite that entertainment and commercial complexes are being built everywhere, Sofia bears the brunt of the sector. The capital city, which proclaims itself to be center of the Balkans is currently holding first position in the list of most profitable office investment in Europe. The need for commercial and industrial properties in the capital is extremely large and the demand for now exceeds the supply, while the annual investment return is assessed to be very high: 13-15% (according the Russian press, and in fact it does not exceed - 7-9% - note by the editor)

Analysts believe that the admission in the EU would affect the office properties sphere. The business has calculated a 20% price raise but for the office areas prices could rocket up 30-40%, and maybe more. The big international investment and developer companies, including the ones beyond Europe have already sensed this potential.

Waiting for investors

Absolutely all specialist related with the investment and real estate market in Bulgaria believe that the cross-regional cooperation would be most beneficial supported by the corresponding investment in the regional projects.

The construction of tourist sites in Blagoevgrad and in Gotse Delchev, residential and SPA complexes in Smolyan region, sports and tourist center ?Perelik? in the Rhodopes mountain, the mud-baths located on Tuzla lake, the mountain sports complex of Berkovitsa are only a small part of the projects, which have been offered to the foreign, including Russian, investors.

All this is further stimulated by the Law for Investment Stimulation, since the State is ready to allocate land for specific projects without slowing the process with tender procedures.

There is already a reaction from the Russian investors. The example ? a project performed by the Russians for the construction of villa settlement in the village of Stoykite, close to the Pamporovo complex in the Rhodopes.

Acne Skin Care Products

Acne can be treated with either OTC (over the counter) products or prescription medications. Which ones are right for you depend on how severe your acne is. Acne is caused by skin cells flaking off inside a hair follicle?which are all over the body with the exception of palms and soles of the feet?and plugging the pore. Oil and debris are then forced into the pore, making the site red, swollen and infected.

You can lessen the severity of acne by keeping bacteria away from the site. Benzoyl peroxide kills the bacteria that causes acne and is the main ingredient of many acne face washing products. Take care, however, not to use abrasive scrubs or pads as this can aggravate the condition instead of helping it.

Most mild cases of acne can be treated with topical creams available at any department store. Compare the ingredients carefully however, as sometimes the more expensive treatments actually contain less beneficial elements than the cheaper ones. For example, one very popular mail-order treatment contains less of the prime active ingredient than its mass-produced OTC clone at half the price.

Special acne washes and cleansing pads can help as long as they aren?t overused, resulting in skin so dry that it tries to compensate by producing more oil that in turn clogs pores and makes the acne worse. By destroying the bacteria that aggravates acne they give your blemishes time to heal with minimal scarring.

If you prefer natural acne solutions there are essential oils that can be effective acne treatments for mild to moderate acne. Clove Oil and Tea Tree Oil are two such remedies, which many people prefer as they have no side effects or artificial ingredients. These remedies take a little longer to work but are often as effective as commercial OTC products.

Prescription medicine is also an option in severe cases of acne. Many of these medications, however, can have severe side effects both short term and long term. Be sure that they are prescribed by a board-certified dermatologist and only after a thorough discussion that answers any questions you may have about the medication.

For more acne tips click here or go to: http://www.acneteam.com

Causes of Hair Loss

The causes of hair loss are few and many all at the same time, but you
must first understand how hair loss is possible. Many television and
radio commercials will advertise causes of hair loss being poor care
taken of the hair or bad hair care products being used. However, the
causes of hair loss on a large scale are easy to find and understand.

Long Illness- One of the more common causes of hair loss is a long
bout with a serious illness or a very stressful period of family
strife. Stress can cause many problems with your body with one being
the excessive loss of hair.

Hormonal Imbalance- Another cause of hair loss can be the hormonal
imbalance brought on by something like a thyroid disease. Correcting
a hormonal imbalance like the excess of androgens or estrogens could
cause hair loss.

Pregnancy- Many women begin to lose hair a few months after pregnancy
due to the loss of balance in their hormones. Another cause of hair
loss, this is usually cured on its own several months after the
hormones return to normal.

Infections- Certain types of fungal infections or degenerative
diseases can cause hair loss. To overcome the fungal infections that
cause hair loss the patient needs to purchase an anti-fungal shampoo
or lotion.

Genetic- The biggest cause of hair loss is the genes being passed on
from generation to generation. Though there are a number of wives
tales, from the mother?s father and that it skips a generation, they
are most commonly untrue. The only known genetic cause of hair loss
has nothing to do with what side of family or generation you are a
part of, it is simply the luck of the draw.

There are a number of causes for hair loss, but the majority are
undeniably untrue. Doctors, scientists, and any number of normal
Joe?s have been attempting to understand baldness for hundreds of
years, understand that when the true cause of hair loss is found you
will hear about it!

giovedì 20 marzo 2008

Moving Checklist

Have you ever got to the end of the driveway on moving day only to
stop and say, ?It feels like we forgot something.? Problem solved!
Follow this moving checklist and you will have no worries when that
day comes to back out of the driveway.

This moving checklist is divided into the three stages of moving:
before you move, during the move, and after the move.

Moving Checklist: Before the Move
? Check out the Government?s free ?Ready to Move? checklist to review
your rights and responsibilities as a mover.
? Estimate moving costs from no less than three movers, including
checking their policy on lost or damaged items.
? Check with the Better Business Bureau and your local consumer
affairs office to check the company?s history.
? Review the process with your mover from beginning to end with
contact numbers at every stop.

Moving Checklist: During the Move
? Be their when the movers arrive at your housing you are moving from
and moving to in order to answer any questions or concerns.
? Go over with the movers your estimate and other billing questions
before and after the move.
? Give the mover your contact numbers and make sure addresses and
directions are correct.
? Take one last, thorough visit through the house to ensure you?ve
moved everything!

Moving Checklist: After the Move
? Settle with the movers according to your previous agreement.
? Supervise and assist the movers in making sure everything is
unloaded where it is supposed to be.
? Make a brief inspection of your goods to assess any damage before
the movers depart.

It is recommended that you make your own moving checklist for personal
items you are concerned about, a moving checklist for work-related
items, and a moving checklist for household items you?ll need upon
arrival at your new home.

Hell Cola

HellCola.com is a just started blog, all the posts are divided into several categories that can entertain from a more serious person to someone who just wants something funny to read, it is a general blog.


Unlike some other websites we see around, with crappy posts, Hell Cola has unique content, all written by it's owners, it is a great source to get some information articles, such as about data entry or movie reviews.


It is a site you should visit, it's still in development, but it will get just bigger and bigger as time goes by, Hell Cola will be a big blog very soon.

Acne Skin Care Products

Acne can be treated with either OTC (over the counter) products or prescription medications. Acne can be treated with either OTC (over the counter) products or prescription medications. Which ones are right for you depend on how severe your acne is. Acne is caused by skin cells flaking off inside a hair follicle?which are all over the body with the exception of palms and soles of the feet?and plugging the pore.

Oil and debris are then forced into the pore, making the site red, swollen and infected. You can lessen the severity of acne by keeping bacteria away from the site. Benzoyl peroxide kills the bacteria that causes acne and is the main ingredient of many acne face washing products. Take care, however, not to use abrasive scrubs or pads as this can aggravate the condition instead of helping it. Most mild cases of acne can be treated with topical creams available at any department store.

Compare the ingredients carefully however, as sometimes the more expensive treatments actually contain less beneficial elements than the cheaper ones. For example, one very popular mail-order treatment contains less of the prime active ingredient than its mass-produced OTC clone at half the price. Special acne washes and cleansing pads can help as long as they aren?t overused, resulting in skin so dry that it tries to compensate by producing more oil that in turn clogs pores and makes the acne worse. By destroying the bacteria that aggravates acne they give your blemishes time to heal with minimal scarring.

If you prefer natural acne solutions there are essential oils that can be effective acne treatments for mild to moderate acne. Clove Oil and Tea Tree Oil are two such remedies, which many people prefer as they have no side effects or artificial ingredients. These remedies take a little longer to work but are often as effective as commercial OTC products. Prescription medicine is also an option in severe cases of acne. Many of these medications, however, can have severe side effects both short term and long term.

Be sure that they are prescribed by a board-certified dermatologist and only after a thorough discussion that answers any questions you may have about the medication. For more acne tips click here or go to: http://www.acneteam.com

mercoledì 19 marzo 2008

Climate change is real. You're causing it. You can stop it. Will you try?

Personal Heliostat for home eating and lightingWhether you want to save the planet or just save some money www.IWillTry.org is a site worth checking out. It is a repository of user contributed ideas and projects to help the average person reduce his or her energy consumption and greenhouse gas emissions and save money doing it.

You'll find projects as simple as...

Adjusting your fridge and freezer thermostats

... as complicated as ...

Converting your attic into a greenhouse

... and as obscure as ...

Building a personal heliostat (like the one pictured) to track the sun and reflect sunlight into north facing windows for heating and lighting.

Take a look. Try some projects. And the next time someone asks if you'll do your part to fight climate change you can honestly say "I will try."